Various structures and products offer tax-efficient investment returns, often through "wrappers" that defer tax charges.
Our team can guide you in finding these opportunities.
Some common examples are:
Offshore insurance bonds
- Can provide for a deferral of capital gains tax, income tax and corporation tax on investment returns
- Allow gradual withdrawal of original capital tax-free over time.
- Generate family income tax efficiently
- Cap tax at Corporate Tax Rates
- Gift assets to family members, reduce the value of your Estate but retain an element of control
- Can also be structured as a Personal Investment Company ('PIC')
Special Purpose Vehicle for property investment
- Rental income subject to Corporate Tax Rates
- Mortgage interest payments deducted from rental profits
- Shares can be easily transferred if you plan to gift property to family members
- Gift assets to family members, but retain an element of control
- Potentially reduce the value of your estate for Inheritance Tax purposes by making use of IHT exemptions are reliefs
- Can be used to provide for children’s school and/or university fees
Offshore Trusts
- UK resident non-doms with offshore trust arrangements should have these reviewed to ensure they still meet their original purpose following the abolishment of the non-dom tax regime from 6 April 2025.
- From 6 April 2025 offshore trusts will be a useful planning tool for UK resident taxpayers that are not long-term residents.
Our focus is on ensuring that any investment strategy, wealth structure or wrapper you may select meets with your overall financial and taxation objectives.
We are not able to provide financial planning advice.
We will work with your Independent Financial Advisor or we can introduce you to an IFA if requested.
Please contact us by completing the form below or calling our number at the top of the page.
UK Private Client Tax Team
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I needed some specialist tax advice in respect of a complicated capital reduction demerger, a partial buyout of my company. Without specialist advice the tax hit was going to be huge.
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TAP were great to deal with throughout, they kept me in the loop in laymans terms and liaised well with the other professionals looking after my interests.
I could not recommend them enough in respect of their extensive knowledge and experience.
In our company we see our TAP contact very much as one of our team. For example we see him as more of a part time employee than a service provider. To this extent he has always acted into his manner available whenever we need him and on demand. I have never thought of TAP as having other clients (even though I know they have), because the client servicing is amazing.
Personable, communicative and responsive
Excellent quality of work and very responsive to our demands
Exceptional service and patience! We really value the effort and support they have given us as a new start up.
Exceptional turn around time on any questions/problems presented
Good advice about the closure of a ltd company, options have been explained in an understandable manner.
I needed some specialist tax advice in respect of a complicated capital reduction demerger, a partial buyout of my company. Without specialist advice the tax hit was going to be huge.
TAP Advisory were recommended to me by my accountant, and my solicitor was also very complimentary about TAP when they found out we would be working with them. Tap's reputation preceded them.
The fees TAP charged were reasonable in my eyes, and small in comparison to the money they saved me, I was VERY grateful for the advice and guidance.
TAP were great to deal with throughout, they kept me in the loop in laymans terms and liaised well with the other professionals looking after my interests.
I could not recommend them enough in respect of their extensive knowledge and experience.
In our company we see our TAP contact very much as one of our team. For example we see him as more of a part time employee than a service provider. To this extent he has always acted into his manner available whenever we need him and on demand. I have never thought of TAP as having other clients (even though I know they have), because the client servicing is amazing.
Personable, communicative and responsive
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